Discover how you can safeguard your wealth with an investment strategy designed to withstand market volatility

Introduction

In a world where financial markets can be unpredictable, protecting your wealth is more important than ever. As an affluent individual or family in Singapore, you may be looking for investment opportunities that not only grow your wealth but also offer protection against market downturns.

Imagine an investment that provides potential growth while safeguarding your principal from market losses. An investment that has been tested and proven over the past 25 years to deliver steady returns. This is not just an ideal—it’s a reality available to you today.

“Protect your wealth and embrace growth—without the fear of market downturns.”

Understanding the Investment Strategy

This investment strategy is linked to the S&P 500 index, one of the most widely followed equity indices in the world. Here’s how it works:

• Floor Rate of 0%: Your investment is protected from market losses. If the S&P 500 index goes down, your investment does not decrease in value due to market performance.
• Cap Rate or Participation Rate up to 9%: You can benefit from market gains up to a certain limit, allowing for potential growth when the market performs well.
• Steady Annual Payouts: Historically, this strategy has delivered annual payouts of 5% to 6%, based on back-testing over the last 25 years.

Why This Matters

1. Wealth Preservation: Your principal investment is safeguarded against negative market movements.
2. Growth Potential: You still have the opportunity to earn returns when the market is positive.
3. Consistent Income: The annual payouts provide a steady stream of income.

How It Benefits Affluent Investors in Singapore

• Security in Uncertain Times

Market risk can be a significant concern. This investment strategy offers peace of mind by ensuring that your initial investment is protected from market downturns.

• Steady Growth Over Time

With annual payouts averaging 5% to 6%, you can enjoy a consistent return on your investment, which has been back-tested historically for the last 25 years.

• Accessible Entry Point

The minimum investment is $250,000, making it accessible while still representing a manageable portion of your net worth.

“Experience growth without sacrificing security—invest wisely for your future.”

A Closer Look at the Numbers

Let’s consider an example:

• Initial Investment: $1,000,000
• Market Downturn Scenario: If the S&P 500 drops, your investment remains at $1,000,000 due to the floor rate of 0%.
• Market Upswing Scenario: If the S&P 500 rises, you earn returns up to the cap rate of 9%.
• Annual Payouts: You receive $50,000 to $60,000 annually, based on historical averages.

Why This Investment May Not Lose Value

While no investment is entirely risk-free, this strategy is designed to protect your principal from market losses due to its structure. However, it’s important to note:

Ongoing Charges: There are fees associated with maintaining the investment, which could impact returns.

Despite these considerations, the historical performance over the last 25 years has demonstrated the strategy’s resilience and ability to provide steady returns.

Enhancing Your Wealth Portfolio

This investment can be a valuable addition to your portfolio by:

• Diversifying Your Assets: Adding a protective element against market volatility.
• Providing Income: Offering regular payouts to supplement your income.
• Preserving Wealth: Helping to secure your financial legacy for future generations.

Getting Started

Minimum Investment

• $250,000: We have set the minimum investment at $250,000 to make this opportunity accessible to more clients.

Why Start with a Smaller Portion?

• Manageable Risk: Investing a smaller portion allows you to experience the benefits without overcommitting your assets.
• Test the Waters: See how the investment performs and fits into your overall financial strategy.

Conclusion

Protecting and growing your wealth doesn’t have to be a balancing act between risk and reward. With this investment strategy, you can:

• Safeguard your principal investment.
• Enjoy potential growth linked to the S&P 500.
• Receive steady annual payouts.

Secure your wealth today for a confident tomorrow.

Take the Next Step

If you’re interested in learning more about how this investment can benefit you, please reach out.

We’re here to help you navigate your financial journey with confidence.

Disclaimer:

This information is intended for educational purposes and should not be construed as financial advice. Please consult with a professional advisor before making any investment decisions.

Note: The investment described aims to protect your principal from market losses due to its structure. However, ongoing charges and fees may affect the overall performance, and there is a possibility that the investment value could decrease. It’s important to understand all terms and conditions before proceeding.

Benjamin specialises in helping affluent individuals and families manage their wealth through exclusive access to premium dividend funds, specialised bonds, and private equity.

As a Certified Financial Planner and Certified Private Banker, he focuses on preserving wealth and securing financial legacies for future generations. 

With a commitment to tailored strategies and a deep understanding of the unique needs of high-net-worth clients, Benjamin ensures that his clients’ wealth remains protected while continuing to grow in today’s dynamic market.